How Aid is Calculated

Expected Family Contribution (EFC)

When you apply for federal student aid, the information you report is used to calculate your Expected Family Contribution (EFC). The EFC is calculated from information provided on the FAFSA, including parental and student income and assets, and is used in an equation to determine your financial need:

Financial Need (Unmet Need)

Your financial need is used to determining your need for federal, state, and instutional aid. To assure your best award, please submit your FAFSA as soon as possible after October 1 each year.

The Financial Aid Office can adjust the Expected Family Contribution or your cost of attendance if documentation of your family’s financial circumstances is provided. This adjustment is not automatic or guaranteed, but please feel free to check with the Financial Aid Office if you feel you may have a special circumstance. Adequate documentation will be needed to support adjustment, and the Financial Aid Office’s decision is final.

You should check with the Financial Aid office if you feel that you have special circumstances that might affect the amount you and your family are expected to contribute. But remember that there has to be good reasons for the financial aid administrator to make any adjustments and you will be expected to provide adequate proof to support those adjustments. The financial aid administrator's decision is final and cannot be appealed to the U.S. Department of Education.

Complete your FAFSA now!

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